Jun 04, 2024

FedNow: Hype or reality?

FedNow is an interbank instant payment infrastructure that aims to transform payments in the US. FedNow Instant Payments, launched by the Federal Reserve on July, 2023, promising to transform how money moves electronically. It had been in planning for 4+ years.

May 22, 2024

Push to Card Payments Explained

In today's fast-paced digital world, the ability for real-time transactions is no longer a luxury—it's a necessity. Push to Card payments are leading this charge, offering a swift, secure, and efficient way to transfer funds, any time, any day.

Mar 27, 2024

Understanding ACH Payments: Efficiency, Security, and Digital Banking Evolution

Explore the intricacies of ACH payments in this comprehensive blog post, delving into its role in modern banking infrastructure, efficiency, security measures, and future outlook. Discover how ACH transfers streamline financial transactions, the benefits they offer, and insights into their safety protocols. Gain valuable knowledge on the workings of ACH transactions, processing times, and their significance in the evolving landscape of digital banking.

Mar 06, 2024

Checkbook & Synctera: Revolutionizing Payments Together

Checkbook Synctera Partnership

Sep 01, 2023

FinTech Funding and Valuation versus Demand and Supply

There’s been a growing rumbling in recent months that fintech is plateauing. After all, now that AI is here, what’s to stop it from demolishing the need for fintech innovations altogether?

Jul 11, 2023

The Anatomy of a 99% Completion Rate

Most payments happen without payors or recipients ever having to think about them. And that’s the way it should be—in a perfect world, every transaction would be seamless. But it’s not a perfect world, and the reality is that only between 92–95% of payments are completed successfully. While at first glance, that statistic may not be jarring, but think of it this way: what if your paycheck bounced 8% of the time? Suddenly 92% seems a far cry from acceptable.

May 26, 2023

How The Money Flows: Payments for Cash Advance

There’s probably been a time in your life when you had an unexpected emergency arise and didn’t have the money to address it until your next paycheck. If you don’t have friends or family to help, there aren’t many reputable solutions that can get you money quickly. That’s where cash advance comes in: it’s a short-term lending tool designed to bridge the financial gap between paychecks.  Here’s a look at the cash advance industry as a whole and how changing market conditions have made faster payments a necessity.

Apr 21, 2023

Top Takeaways from Nacha's Annual Conference

Nacha’s annual conference is the place to be if you’re in the payments industry, and this year’s event—Smarter Faster Payments 2023—was no exception

Mar 29, 2023

Building Creativity - Hackathons with Checkbook

Each year, over a thousand intrepid hackers gather on the Stanford University campus for a 3-day hackathon that involves laser tag, yoga, and a whole lot of brain power. Participants are given tracks from which to choose—such as healthcare, sustainability, and education—and from there are given free reign to hack at will, producing projects that tackle some of today’s most difficult problems.

Aug 10, 2022

Unique ways to increase retainment of 1099 contractors

It is a gig economy! Part-time employees, gig workers, and or 1099 contractors are growing in popularity, making up over 30% of this country's workforce. More people in this economy want the freedom to work where they want and when they want in ways that the traditional work environment doesn’t offer.

Jul 19, 2022

Creative ways to send payments & dodge common fees

Paying your bills on time can be something of a chore. Knowing when and how to pay essential bills can be confusing. That is because each bill has varying contract terms. Individuals should understand potential late fees, penalties, and contract terms for each bill.

Jul 05, 2022

Financial Essentials All Businesses Need

For all of you listening to the daily grind of stock market collapse there is good news: The entrepreneur spirit is alive and well and it will once again propel us to higher value creation than ever before. It is now easier, more than ever, to develop a product or tech and launch it to the masses.

Jan 13, 2021

A New Look

Starting Monday, Jan 18th 2021, Checkbook will be rolling out our latest recipient experience UI. These new templates were created to provide our customers and their recipient's with a clean and effortless design philosophy that many have come to expect of modern payment providers.

Sep 17, 2020

What Are ACH Payments?

ACH payments can be confusing. You might have heard they can save your business with payment processing fees, but not sure how. We are going to cover what ach payments are, ach payments processing, and if ach payments are safe.

Aug 17, 2020

Checkbook Integrates With Sage Intacct

Sage Intacct pushes payment information for transactions logged within the system to Checkbook.io and then pulls payment status in real time from Checkbook.io to update and reconcile that on its system.

Aug 11, 2020

Spending Habits For Success

Before you spend, think to yourself, “Is this something I want or something I need?”

Aug 11, 2020

How COVID-19 Will Change the Future of Work

The pandemic of the 21st century has forced more than 20 million Americans out of work. Undoubtedly, the workforce will have to adapt to societal changes caused by this pandemic.

Aug 11, 2020

How To Maintain The Security Of Your Bank Account

All money now is virtual and all of it is stored in the hands of our fiduciary partners, banks. Maintaining the security of your bank account is imperative now.

Aug 11, 2020

How To Build Passive Income

There are many passive income strategies to consider for someone looking to create that extra stream of income.

Aug 11, 2020

Tell Tale Signs of Fraud

With every passing day, cyber crimes in the US are growing and they are getting more innovative, robust and sophisticated. The only way to protect yourself is to be alert and aware.

Aug 11, 2020

Job Security In The Future

Have you ever worried about the relevance of your job? Well, you are not the only one! Most Americans have a love-hate relationship with automation and its consequences and its repercussions on blue collar jobs.

Aug 05, 2020

Fraud Control at Checkbook

At Checkbook, besides sending money and digital checks, we full-on stop fraud. In fact, we boast one of the lowest levels of chargebacks and fraud incidences amongst our peers in the payment processing community by orders of magnitude!

Jul 22, 2020

How Do Marketplaces Work?

Online marketplaces provide easy platforms where consumers can seek specific products or services. These products and services are offered through third-party vendors, purchased by remote customers, and transacted through the online marketplace provider.

Jul 20, 2020

Checkbook vs. Dwolla

Checkbook and Dwolla are two companies that aim to develop technology to overcome the hurdles of traditional payment methods. There is, however, are many distinctions between the two.

Jul 11, 2020

How to Accept Payments Without a Bank Account?

Not everyone has a bank account but this should not hinder them from collecting their funds. There are many secure ways available to such individuals as well.

Jul 06, 2020

5 Reasons Why Paper Checks Are Hurting Your Business

The elimination of paper checks can unquestionably assist businesses and individuals in reducing large costs.

Jul 02, 2020

How To Make Your Savings Boom

Despite Social Security, the average American worries about retirement. This is due to drastically low savings. There are, however, tips and tricks to make your savings boom.

Jun 05, 2020

Security Is Paramount At Checkbook

Our infrastructure was built from the ground up with intense security checks. Checkbook has fraud detection at even the every level of a transaction designed to protect both businesses and consumers.

Jun 03, 2020

What is Instant Pay?

Checkbook's 'Instant Pay' pushes a recipient's funds into their checking account within 18 seconds!

Jun 02, 2020

Why is Checkbook right for you?

The "Last Mile Solution" - No Signup | No Download | Flat Rate | Pay Anyone

Jun 02, 2020

The Exorbitant Costs of Sending Paper Checks

The total economic loss here is insane, especially just to transfer money from one person to another.

Jun 02, 2020

What are Real Time Payments?

Real time payments allow individuals and businesses to, with the push of a button, instantly make funds available for use.

Jun 02, 2020

What is the Difference Between Digital Checks and eChecks?

Digital Check and eCheck certainly sound similar, but the truth is, they couldn’t be more different.

Jun 01, 2020

What is an eCheck?

eChecks (aka. Electronic Checks) are a payment tool that are used to send funds electronically.

May 26, 2020

What is a Digital Check?

Checkbook.io’s Digital Check takes the Paper Check of the past and digitizes it

Feb 05, 2020

How To Choose Your Payments Processor?

Knowing which parameters to assess a firm against when shopping for the ‘right’ payments partner is essential to making a decision that will be an optimal solution for your business.

Jan 28, 2020

To Avoid Fraud, Avoid the Paper-Trail

A paper-trail not only makes a business susceptible to human error, but is also difficult to store and filter through in times of need.

Dec 12, 2019

10 Ways To Get Paid Faster

Follow these 10 steps to make sure you get what you're owed and you get it FAST!

Aug 22, 2019

Integrations To Maximize The Efficiency Of Your Small Business

In addition to time, if you’re like most small business owners, bookkeeping and general finance aren’t at the top of your to-do list, but nonetheless, they could still eat up a lot of your time and attention.

Jan 22, 2019

What is Same Day ACH?

While traditional ACH payments take 3 business days or more to settle, ‘Same Day ACH’ payments, are settled within the same business day.

Jan 21, 2019

What is ACH?

ACH or, Automated Clearing House, is a widely used digital technology for transferring funds from one bank account to another.

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