Most payments happen without payors or recipients ever having to think about them. And that’s the way it should be—in a perfect world, every transaction would be seamless. But it’s not a perfect world, and the reality is that only between 92–95% of payments are completed successfully. While at first glance, that statistic may not be jarring, but think of it this way: what if your paycheck bounced 8% of the time? Suddenly 92% seems a far cry from acceptable.
There’s probably been a time in your life when you had an unexpected emergency arise and didn’t have the money to address it until your next paycheck. If you don’t have friends or family to help, there aren’t many reputable solutions that can get you money quickly. That’s where cash advance comes in: it’s a short-term lending tool designed to bridge the financial gap between paychecks.
Here’s a look at the cash advance industry as a whole and how changing market conditions have made faster payments a necessity.
Each year, over a thousand intrepid hackers gather on the Stanford University campus for a 3-day hackathon that involves laser tag, yoga, and a whole lot of brain power. Participants are given tracks from which to choose—such as healthcare, sustainability, and education—and from there are given free reign to hack at will, producing projects that tackle some of today’s most difficult problems.
Unique ways to increase retainment of 1099 contractors
It is a gig economy! Part-time employees, gig workers, and or 1099 contractors are growing in popularity, making up over 30% of this country's workforce. More people in this economy want the freedom to work where they want and when they want in ways that the traditional work environment doesn’t offer.
Creative ways to send payments & dodge common fees
Paying your bills on time can be something of a chore. Knowing when and how to pay essential bills can be confusing. That is because each bill has varying contract terms. Individuals should understand potential late fees, penalties, and contract terms for each bill.
For all of you listening to the daily grind of stock market collapse there is good news: The entrepreneur spirit is alive and well and it will once again propel us to higher value creation than ever before. It is now easier, more than ever, to develop a product or tech and launch it to the masses.
Starting Monday, Jan 18th 2021, Checkbook will be rolling out our latest recipient experience UI. These new templates were created to provide our customers and their recipient's with a clean and effortless design philosophy that many have come to expect of modern payment providers.
ACH payments can be confusing. You might have heard they can save your business with payment processing fees, but not sure how. We are going to cover what ach payments are, ach payments processing, and if ach payments are safe.
Sage Intacct pushes payment information for transactions logged within the system to Checkbook.io and then pulls payment status in real time from Checkbook.io to update and reconcile that on its system.
Have you ever worried about the relevance of your job? Well, you are not the only one! Most Americans have a love-hate relationship with automation and its consequences and its repercussions on blue collar jobs.
At Checkbook, besides sending money and digital checks, we full-on stop fraud. In fact, we boast one of the lowest levels of chargebacks and fraud incidences amongst our peers in the payment processing community by orders of magnitude!
Online marketplaces provide easy platforms where consumers can seek specific products or services. These products and services are offered through third-party vendors, purchased by remote customers, and transacted through the online marketplace provider.
Integrations To Maximize The Efficiency Of Your Small Business
In addition to time, if you’re like most small business owners, bookkeeping and general finance aren’t at the top of your to-do list, but nonetheless, they could still eat up a lot of your time and attention.
Explore Checkbook, or create an account instantly and start sending payments. You can also contact us to design a custom package for your business.
Always know what you pay
Integrated per-transaction pricing with no hidden fees.
Start your integration
Get up and running with Checkbook in as little as 10 minutes.
*Card is issued by Pathward® N.A., Member FDIC, pursuant to a license from Visa USA Inc. Everywhere Visa debit cards are accepted within the United States. No ATM or cash access. Terms and conditions may apply. Currently available only within the US and Canada.