Sep 01, 2023
FinTech Funding and Valuation versus Demand and Supply
There’s been a growing rumbling in recent months that fintech is plateauing. After all, now that AI is here, what’s to stop it from demolishing the need for fintech innovations altogether?
Jul 11, 2023
The Anatomy of a 99% Completion Rate
Most payments happen without payors or recipients ever having to think about them. And that’s the way it should be—in a perfect world, every transaction would be seamless. But it’s not a perfect world, and the reality is that only between 92–95% of payments are completed successfully. While at first glance, that statistic may not be jarring, but think of it this way: what if your paycheck bounced 8% of the time? Suddenly 92% seems a far cry from acceptable.
May 26, 2023
How The Money Flows: Payments for Cash Advance
There’s probably been a time in your life when you had an unexpected emergency arise and didn’t have the money to address it until your next paycheck. If you don’t have friends or family to help, there aren’t many reputable solutions that can get you money quickly. That’s where cash advance comes in: it’s a short-term lending tool designed to bridge the financial gap between paychecks. Here’s a look at the cash advance industry as a whole and how changing market conditions have made faster payments a necessity.
Apr 21, 2023
Top Takeaways from Nacha's Annual Conference
Nacha’s annual conference is the place to be if you’re in the payments industry, and this year’s event—Smarter Faster Payments 2023—was no exception
Mar 29, 2023
Building Creativity - Hackathons with Checkbook
Each year, over a thousand intrepid hackers gather on the Stanford University campus for a 3-day hackathon that involves laser tag, yoga, and a whole lot of brain power. Participants are given tracks from which to choose—such as healthcare, sustainability, and education—and from there are given free reign to hack at will, producing projects that tackle some of today’s most difficult problems.
Aug 10, 2022
Unique ways to increase retainment of 1099 contractors
It is a gig economy! Part-time employees, gig workers, and or 1099 contractors are growing in popularity, making up over 30% of this country's workforce. More people in this economy want the freedom to work where they want and when they want in ways that the traditional work environment doesn’t offer.
Jul 19, 2022
Creative ways to send payments & dodge common fees
Paying your bills on time can be something of a chore. Knowing when and how to pay essential bills can be confusing. That is because each bill has varying contract terms. Individuals should understand potential late fees, penalties, and contract terms for each bill.
Jul 05, 2022
Financial Essentials All Businesses Need
For all of you listening to the daily grind of stock market collapse there is good news: The entrepreneur spirit is alive and well and it will once again propel us to higher value creation than ever before. It is now easier, more than ever, to develop a product or tech and launch it to the masses.
Jan 13, 2021
A New Look
Starting Monday, Jan 18th 2021, Checkbook will be rolling out our latest recipient experience UI. These new templates were created to provide our customers and their recipient's with a clean and effortless design philosophy that many have come to expect of modern payment providers.
Sep 17, 2020
What Are ACH Payments?
ACH payments can be confusing. You might have heard they can save your business with payment processing fees, but not sure how. We are going to cover what ach payments are, ach payments processing, and if ach payments are safe.
Aug 17, 2020
Checkbook Integrates With Sage Intacct
Sage Intacct pushes payment information for transactions logged within the system to Checkbook.io and then pulls payment status in real time from Checkbook.io to update and reconcile that on its system.
Aug 11, 2020
Spending Habits For Success
Before you spend, think to yourself, “Is this something I want or something I need?”
Aug 11, 2020
How COVID-19 Will Change the Future of Work
The pandemic of the 21st century has forced more than 20 million Americans out of work. Undoubtedly, the workforce will have to adapt to societal changes caused by this pandemic.
Aug 11, 2020
How To Maintain The Security Of Your Bank Account
All money now is virtual and all of it is stored in the hands of our fiduciary partners, banks. Maintaining the security of your bank account is imperative now.
Aug 11, 2020
How To Build Passive Income
There are many passive income strategies to consider for someone looking to create that extra stream of income.
Aug 11, 2020
Tell Tale Signs of Fraud
With every passing day, cyber crimes in the US are growing and they are getting more innovative, robust and sophisticated. The only way to protect yourself is to be alert and aware.
Aug 11, 2020
Job Security In The Future
Have you ever worried about the relevance of your job? Well, you are not the only one! Most Americans have a love-hate relationship with automation and its consequences and its repercussions on blue collar jobs.
Aug 05, 2020
Fraud Control at Checkbook
At Checkbook, besides sending money and digital checks, we full-on stop fraud. In fact, we boast one of the lowest levels of chargebacks and fraud incidences amongst our peers in the payment processing community by orders of magnitude!
Jul 22, 2020
How Do Marketplaces Work?
Online marketplaces provide easy platforms where consumers can seek specific products or services. These products and services are offered through third-party vendors, purchased by remote customers, and transacted through the online marketplace provider.
Jul 20, 2020
Checkbook vs. Dwolla
Checkbook and Dwolla are two companies that aim to develop technology to overcome the hurdles of traditional payment methods. There is, however, are many distinctions between the two.
Jul 11, 2020
How to Accept Payments Without a Bank Account?
Not everyone has a bank account but this should not hinder them from collecting their funds. There are many secure ways available to such individuals as well.
Jul 06, 2020
5 Reasons Why Paper Checks Are Hurting Your Business
The elimination of paper checks can unquestionably assist businesses and individuals in reducing large costs.
Jul 02, 2020
How To Make Your Savings Boom
Despite Social Security, the average American worries about retirement. This is due to drastically low savings. There are, however, tips and tricks to make your savings boom.
Jun 05, 2020
Security Is Paramount At Checkbook
Our infrastructure was built from the ground up with intense security checks. Checkbook has fraud detection at even the every level of a transaction designed to protect both businesses and consumers.
Jun 03, 2020
What is Instant Pay?
Checkbook's 'Instant Pay' pushes a recipient's funds into their checking account within 18 seconds!
Jun 02, 2020
Why is Checkbook right for you?
The "Last Mile Solution" - No Signup | No Download | Flat Rate | Pay Anyone
Jun 02, 2020
What is a Virtual Card (VCC)?
With a virtual card, you can create temporary extensions of a pre existing card.
Jun 02, 2020
The Exorbitant Costs of Sending Paper Checks
The total economic loss here is insane, especially just to transfer money from one person to another.
Jun 02, 2020
What are Real Time Payments?
Real time payments allow individuals and businesses to, with the push of a button, instantly make funds available for use.
Jun 02, 2020
What is the Difference Between Digital Checks and eChecks?
Digital Check and eCheck certainly sound similar, but the truth is, they couldn’t be more different.
Jun 01, 2020
What is an eCheck?
eChecks (aka. Electronic Checks) are a payment tool that are used to send funds electronically.
May 26, 2020
What is a Digital Check?
Checkbook.io’s Digital Check takes the Paper Check of the past and digitizes it
Feb 05, 2020
How To Choose Your Payments Processor?
Knowing which parameters to assess a firm against when shopping for the ‘right’ payments partner is essential to making a decision that will be an optimal solution for your business.
Jan 28, 2020
To Avoid Fraud, Avoid the Paper-Trail
A paper-trail not only makes a business susceptible to human error, but is also difficult to store and filter through in times of need.
Dec 12, 2019
10 Ways To Get Paid Faster
Follow these 10 steps to make sure you get what you're owed and you get it FAST!
Aug 22, 2019
Integrations To Maximize The Efficiency Of Your Small Business
In addition to time, if you’re like most small business owners, bookkeeping and general finance aren’t at the top of your to-do list, but nonetheless, they could still eat up a lot of your time and attention.
Jan 22, 2019
What is Same Day ACH?
While traditional ACH payments take 3 business days or more to settle, ‘Same Day ACH’ payments, are settled within the same business day.
Jan 21, 2019
What is ACH?
ACH or, Automated Clearing House, is a widely used digital technology for transferring funds from one bank account to another.
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